Pay As You Go Courier Insurance


Pay As You Go Courier Insurance

Pay as you go courier insurance is a good bet for courier companies in the UK. Some companies provide a policy and today you can find out more about this insurance option for UK couriers.

That said, knowing you will never use your van for business allows you to seek private courier insurance. If, on the other hand, you need to use your vehicle for any business application there are several commercial policies that you should know about and the differences to help you select the best one for your needs.

  • While there are many things to consider when looking for pay as you go courier insurance one of the most vital to keep in mind is the basic use of the van itself.

  • Getting the wrong type of policy can limit the use you can put the vehicle to, and if this is an issue for you then you need to choose carefully when filling out the policy.

Social Domestic and Pleasure?

  1. Courier van insurance typically is written for the vehicle use of Social Domestic and Pleasure only option. This means you never intend to use the van for work-related purposes at all. It is being bought as a car and will not be placed on the road to haul tools needed for a job, nor will it be used to ferry goods for anyone.

  2. As part of this option, you need to be aware that you have the option of various forms of coverage, from paying damages to another party only (Third-party coverage) through complete full comprehensive coverage.

  3. Another form of courier insurance is to cover the carriage of own goods. This allows the use of the vehicle for both social and domestic use as well as acting as a business courier vehicle. Again you can select from third party coverage only, which is the most basic coverage, through full comprehensive coverage.

  4. Keep in mind though that you might need to ensure any tools or cargo individually from the van itself. There is a between option the third party, fire and the policy which covers the vehicle in case of it being stolen or it catches fire.

Courier Insurance Options

The final form of commercial courier insurance is the option. This is a more pure form of commercial coverage designed to provide insurance for couriers, shipping companies, and other forms of goods transport.

  • In most cases, you will want to have a second driver included in the policy as well as have a minimum of third party, fire and theft coverage with additional purchased insurance for each job taken.

  • If you can afford full comprehensive that will give you the broadest coverage for both you and your property.

Courier Businesses Get Covered!

Getting the right form of courier van insurance can save you money even if you are looking for a policy.

  • If, for example, you do not need to haul things for people for a fee, and you do need to use the van for private things as well as business.

  • The carriage of your goods with theft protection might be all you require. Bare this in mind as you compare policies and quotes to get the best value.

Compare pay as you go courier insurance right here and get quotes.

Sign up to our newsletter