Hello young driver, so you’re looking for motorhome insurance for 21 year old drivers?
This article will address motorhome insurance for 21 year old drivers as you know, but it also covered other things you might want to explore too.
Admittedly, if you’re under the age of 25, and you live in the UK, you almost certainly won’t be able to get campervan insurance. Unfortunately, insurance companies just don’t feel comfortable having such inexperienced drivers behind the wheel of a campervan. The bottom line is; if you’ve not yet turned 25, you just need to accept the fact that there’s nothing you can do about this.
With that said, do you really need to have your own campervan right now, considering that you’ve still got your whole life ahead of you?
If you do, you could get them to take a policy and put you on it as a named driver so you can get the policy for a start and be covered for driving it while you’re away.
Now, if you’re older than 25 and you are in a position where you’ll soon require motorhome insurance, then you’ll be pleased to know that the future is bright. The reason for saying this is because it usually works out nice to insure a campervan than what it does to insure a car or a van.
Sure, this may come as a surprise to you, but try to see things through the eyes of an insurance company.
Insurance companies take into consideration the fact that campervan owners don’t use their motorhomes as their primary means of transport. In other words, if you own a campervan, it’s very unlikely that you’ll use the vehicle to commute to work and back each day. This, of course, means that you won’t be driving your campervan during rush hour traffic, and neither will you be driving the vehicle in and around busy city centres.
This means that your campervan is less likely to be involved in an accident, and is also less likely to get stolen.
Because there are not many motorhome owners submitting claims, insurance companies don’t need to keep vast amounts of money set aside for settling theft claims and accidental damage claims. Contrary to what you may believe, campervan theft is extremely rare, and even those which do end up getting stolen are usually recovered within a relatively short period of time.
Furthermore, you need to realise that for every one motorhome on the roads, there are literally hundreds of thousands of cars and vans. So, what does all this mean? Basically, if you’re over the age of 25, and you’re itching for a little bit of adventure, campervan insurance is certainly not going to set you back much financially.