Motor trade insurance for over 25-year-olds has a lot to answer for in regards to insurance premiums because they're through the roof.
Just like any insurance, like car and van insurance, you'll pay more because your only 25 and you've still got a lot of experience to gather when working with customers vehicles.
The first thing you can do is trying to get some quotes and see what prices come out and if it's too expensive, you could ask a member of your family to go the policyholder, but most of the time the insurance company wants someone who is employed by that company.
Your father or brother could work for you part-time, even if it's only 5 hours a week.
The second thing you can do is go to a specialized insurer or broker who has most of the best insurers like Tradex or OneSureInsurance. They can help you get a policy, but you'll pay for it through the nose because you're over 25.
Nothing else you can do there, "motor trader to be soon".
The third thing you can do is ask for part-time motor traders insurance for the first year until your no-claims bonus has accumulated. I know it's a year, but you've got to wait like any person who takes on a motor trader insurance policy.
When you have a policy in place, remember you're not stuck with that price every year, because you can compare motor trade insurance prices the following year and because you have a new "one-year motor trade insurance no claims bonus" to your name, you could save £100's from what it cost your first year.
You could save even more money if you went for a third-party motor trade insurance policy where you can only drive motors at a certain value. Getting third-part again may not suit your insurer because the claims made against you might be too much of a risk for them.
And most trader policies are comprehensive in nature from the start because you and your employees are driving customer's cars, from a Fiat Punto to a Bently Continental GT Sport worth £100,000, a good policy is essential.
Combined Premises Traders Insurance