Looking for 24hr van insurance can provide a bit of a headache to anyone but especially someone who is looking for protection that provides 24hr quoting systems and buying your policy without talking on the phone.
That's why we created this page to get you exactly what you want today. We've teamed up with a great van insurer, and they'll offer you some of the cheapest policies you can find in the UK.
Take a look and get a quote and buy online here.
First, you might be asking what precisely 24hr van insurance is. 24hr van insurance is insurance that allows people to drive vans for 24 hours on a short-term basis. That means that if you are driving at three in the morning and are involved in an accident, you can file your claim right away instead of waiting for business hours.
Alternatively, some insurance companies only allow claims to be filed Monday through Friday. With 24hr van insurance, you can submit your application even on the weekends.
A system managed by a computer provides a significant advantage often this is offered through an online and managed quoting system, or they have customer service available to assist you on the phone, email or live chat. Either way, you are easily and quickly able to get a claim filed whether you need to during business hours, off business hours or weekends and holiday.
Added drivers can be one on your screen, and you can see the price before you buy or as a company than perhaps finding a company that offers a cheaper rate but holds only Monday through Friday hours. It also means that should there be a problem you know you can get a hold of someone, most of the time.
This, of course, is only valid through those companies that offer 24hr van insurance customer support. If you are with a company that provides claims, then you may find yourself reaching a dead end when it comes time to contact customer service.
Buying online is an important distinction to check out with 24hr van insurance companies.
There are companies located both online based and established in your local areas like a broker like Swinton. When choosing a service to get a price from, it is a good idea to check out both the online prices and local brokers to find the one that can offer you the best deal possible.
It is not hard to find a website like UK Landlord Insurance.com, (and yes we can help you all types of insurance here). Once you have used our quote page here, you can easily make a side-by-side comparison of the companies to find out which ones offer you the best deal for your money.
There will usually be several to choose from, or the best price will be given to you. When you check-out THE Van Insurer and others like More Than and Autonet you can take the time to consult each one of the companies you have selected in detail to see the best prices and make it there.
You can check with licensing boards and other regulatory organisations to make sure that the company you are looking into is in good standing. You will want to check to see if any complaints or you can read the reviews first. There should also be reports done on the quality of service that you can check out to make sure that the company you are picking is one that you want to do business with for the long-term.
Other websites like Money van insurance provides you with one of the best ways to find and buy the 24hr van insurance that's is right for you. It may be easier to see if a company that works for you when you are looking for private van cover rather than commercial.
There are some companies, which do not offer business plans that work on a 24-hour basis. It could, or it might limit your options when it comes to insurance. However, it is rare to have this happen among the companies that offer both 24-hour service and offer services for commercial customers.
Commercial van insurance may have additional requirements if you have a fleet of vans. It is a good policy for couriers, goods delivery companies and all other companies that use vans for day to day business.
It may limit the age of the driver you use, or it may restrict who can drive the commercial vehicles. Some companies may require you submit the names of individuals who are going to be driving the van. It depends on the company that is supplying the insurance cover.
You could go for any driver van insurance, and that could mean any person with a clean driver licence and are over 25 can drive your company van.
There may also be requirements based on the materials and tools you will be carrying. There may be additional requirements that need to be met for these materials for the vehicle to qualify for insurance. Check with the companies you are looking into when you get a quote to see if these companies or the materials you are carrying have added to the policy or are accepted.
Things like gas and hazardous materials can bump your premiums up but not by much as insurers have adapted for this in the previous years.
If you run a business and used vans every day get insurance for them and don't think you can get away with it because one day you will be caught and charged with no cover and the vehicles will be impounded.
And then there are the charges you could face - it's not worth the hassle.
Having access to your insurance company whenever you need them is an added benefit and one that can significantly increase the effective price of premiums and your business if the need arises and provide added peace of mind for your personal needs as well.
Go to our recommended companies to quote and buy your policy at the lowest price based on your no-claims and fleet size here.